ASK RHONDA PEAKE
ASK RHONDA PEAKE
BIRMINGHAM'S #1 CREDIT REPAIR TEAM
Expert credit repair that challenges collections, late payments, charge-offs & more — with personalized support from a Birmingham specialist.
+ Points Possible
Equifax
Experian
TransUnion
Negative Items Challenged
Collections • Late Pays • Inquiries
Simple, compliant, and personal — every step handled by me.
We review all three bureau reports to find inaccurate, outdated, or unverifiable items.
I prepare and submit disputes following the Fair Credit Reporting Act.
Bureaus respond in 30–45 days. You get updates after each round.
If it's inaccurate, outdated, or unverifiable — we challenge it.
Founder & Specialist
I am a Credit Repair Specialist in Birmingham, Alabama. I sold cars years ago, so I know exactly how lenders review credit and why good people get denied. I started Ask Rhonda Peake to do it differently — I personally call every client to go over the contract, explain the plan, and stay with you through each round.
"Credit transformation starts with trust. When your report is clean, opportunity follows."
— Rhonda Peake
I work from your official IdentityIQ reports (Experian, Equifax, TransUnion). Click below to pull your reports – this is the same monitoring I use for clients.
$1 for 7-day trial, then $23.86/month monitoring required for all packages. Cancel anytime.
No pressure. I'll review your situation and call you personally.
Transparent pricing. Personal support included.
One Round Special
I personally call every client to go over the contract before we start. All packages require active credit monitoring ($1 for 7-day trial, then $23.86/month).
Qualify for better rates and lower payments.
Get approved without the massive down payment.
Unlock capital to grow your business.
Yes, I call every client.
See list above.
Bureaus respond in 30–45 days per round.
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